Insurance plan for high-risk areas considered

A NEW insurance scheme for people most at risk from flooding could be established by the Government, Tanaiste Mary Coughlan said yesterday.

Ms Coughlan said that she was willing to examine a national insurance scheme for those who lived in flood-prone areas .

The scheme would be backed by the Government and designed for those whose homes are so at-risk of being flooded that insurance companies are unwilling to sign them up.

The €10m flood aid package will not go to people who have their property insured

- Aidan O'Connor

Irish Independent

Five life insurance groups unite to battle Moore’s assertions on COLI

Five life insurance industry organizations have joined to combat what they say is a mischaracterization of corporate-owned life insurance by Michael Moore in his movie, “Capitalism: A Love Story.”

The documentary includes a small focus on COLI, which has led to additional media reports alleging that business owners are obtaining life insurance policies on their low-level employees without their knowledge. Nearly two decades ago, some business owners used COLI to obtain broad coverage of low-level workers – “janitor’s insurance” or “dead peasant’s insurance” – not for the corporate insurance plan benefits, but as a tax shelter.

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What Makes a Great Health Insurance Plan Great

There are many important things in life, but one that most would agree on is good health. Without good health, the quality of life suffers. So, finding the perfect health insurance should be top priority in your life. The best and most affordable plans are out there ready to be found and used; the only problem is you just have to find them.

A Great Plan have these common key components:

• In case of a catastrophic medical event in your life, you will need to make sure you have coverage that is high enough to meet and exceed those types of situations.
• An out-of-pocket expense account, or also known as self insured, you need to be self insured up to a specified dollar amount that you have in mind.
• Leave the amount coverage unlimited in certain areas such as daily room charges or surgical procedures. If this need did arise, the insurance will cover any unforeseen surgeries or extra days in the hospital room.
• You need to be able to see any type of specialist regardless of global location and without having to get referred.
• With so much traveling these days, global insurance coverage is a must.
  
  thanks to Brent Cross

• Global Health Asia plans provide comprehensive medical insurance coverage for you and your family wherever you live, work or play.
  
  Personal Medical Insurance Plans
  Family Medical Insurance Plans
  Corporate Health Insurance
  Insurance Plan for Expats

actions people can take to stay healthy

Health Tips

Global Health Asia continues to closely monitor the situation.

From the CDC website the following precautions should be taken:

There are everyday actions people can take to stay healthy.

• Cover your nose and mouth with a tissue when you cough or sneeze. Throw the tissue in the trash after you use it.
• Wash your hands often with soap and water, especially after you cough or sneeze. Alcohol-based hands cleaners are also effective.
• Avoid touching your eyes, nose or mouth. Germs spread that way.

Try to avoid close contact with sick people.

• Influenza is thought to spread mainly person-to-person through coughing or sneezing of infected people.
• If you get sick, CDC recommends that you stay home from work or school and limit contact with others to keep from infecting them.

Health Insurance: Understanding the Lingo

Insurance Against Financial Fear

When the economy stumbles, panic can drive matters from bad to worse. Economist Ricardo Caballero has a new plan to keep investment markets free of fear.

Just one year ago, a worldwide panic was unfolding: Financial markets froze after the collapse of the investment bank Lehman Brothers, leaving businesses without lenders as the economy drastically slowed.

How can we stave off such fear-enhanced episodes in the future? Ricardo Caballero, MIT's Ford International Professor of Economics, offers a distinctive solution: Government-issued investment insurance for banks.

"A crisis is a mixture of real problems and a panic component, which at the worst moment of a crisis can be larger than the underlying problems," says Caballero, who presented the plan at the Federal Reserve's high-profile Annual Economic Symposium in Jackson Hole, Wyo., in late August. "The proposal is a sort of financial defibrilator, to be ready in case it is needed."

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Learn more about Corporate Insurance Plans

Corporate travel cover – is it worth it?

For those whose job entails a lot of foreign travel, corporate insurance plan or business travel insurance
can be a worthwhile insurance product. Not only could this tailored insurance option save you and your company money, its cover is likely to meet more of your specific business needs than a standard travel insurance package. This page asks – why choose corporate travel cover over a regular travel insurance policy?

Staff replacement cover

A feature truly unique to this type of insurance product covers the cost of having a colleague flown out to attend an important meeting, presentation or conference in your stead should you be unable to attend yourself due to illness or injury.

You will have to provide proof that your illness or injury was serious enough to prevent your attendance however. Certain corporate travel insurance also covers you if it’s a close relative that falls ill or is seriously injured, and you subsequently have to miss your important appointment.

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Business and Corporate Life Insurance

By Sharon Taylor

Various forms of life insurance can serve as a means of indemnification or protection against loss through death of employees and other valuable officials within a business. In other words, corporate insurance plan and business life insurance are becoming popular concepts as more and more high profile companies accept the effectiveness of no medical life insurance and other forms of life insurance as a valuable form of asset protection.

There are many businesses that rely heavily upon their top officials, including managers, CEOs and other individuals who are at the top of the company and who much of the company's success can be attributed to. These key members of the company's staff can be considered to be truly vital to the operations of the company, and without them, the company may falter or fail all together. This is especially true, of course, for businesses that are individually owned and operated by the key staff member in question.

Business and corporate no medical term life insurance policies are gaining rapidly in popularity as more companies realize how truly vital it is that they protect their greatest assets: their people. Successful businesses require heavily upon the personal equation in order to see success.

Read more or Learn more Innovative Corporate Insurance Plan

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